Privacy Policy

Dutched · Effective August 18, 2026

Dutched is an expense-splitting app operated by its independent developer. This policy says exactly what the app collects and why — no more, no less. The short version: we collect the minimum needed to split expenses, your receipts never leave your phone, we don't store your email, and we never sell data or show ads.

What we collect

• Account: you sign in with Apple. We receive Apple's anonymous identifier for the app and, on first sign-in, the name you choose to share. We do not store your email address. There are no passwords.
• Your expense data: the groups, expenses (amounts, descriptions, dates, categories), settlements, and recurring schedules you create. That's the product — it's stored so your groups stay in sync.
• Names you add: if you add a group member who doesn't have the app, we store the name you typed for them.
• Push token: if you enable notifications, the device token needed to deliver them.
• Usage signals: a small set of first-party event counters (for example "an expense was created"). They never include amounts, descriptions, or any content. We use no third-party analytics, no advertising SDKs, and no cross-app tracking.
• Crash reports: if the app or server errors, technical crash data (device model, OS version, stack trace) is processed by Sentry so we can fix bugs. Request contents are stripped before anything is sent.
• Security logs: the server keeps an audit trail of account and money-affecting actions, including IP address, to protect your account and your groups' ledgers.

Receipts stay on your phone

Receipt scanning and item detection run entirely on your device. The photo is never uploaded and we never see it. Only the details you accept — amount, merchant, items you assign — become expense data.

What other people see

Members of a group see that group's expenses, balances, and member names — that is what the app is for. A member can create a view-only web link for a group; anyone with that link can see the group's balances and recent expenses until a member turns the link off. No money ever moves through Dutched, and we never collect bank or card details.

Who processes data for us

Dutched runs on a small set of service providers, all processing data only on our instructions: Fly.io (application hosting, USA), Neon (database, USA), Sentry (crash reports), Expo and Apple (push notification delivery), and Apple (sign-in). We do not sell or share personal data for advertising — with anyone, ever.

Deleting your account

In the app: Account → Delete account. This permanently removes your sign-in identity, sessions, push tokens, and usage signals, and detaches your name. Because groups are shared ledgers, expense amounts you were part of remain visible to your groups, attributed to "Deleted user" — otherwise deleting an account would corrupt other people's balances.

Children

Dutched is not directed at children under 13, and we do not knowingly collect their data.

Changes & contact

If this policy changes, the new version appears here with a new effective date. Dutched is in early access; a dedicated contact address will be published here shortly. You can delete your account and all associated data at any time from the app's Account screen.